Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind.
Need a quick cash advance? We’re here to show you a better way. Meet the Possible Loan:
Borrow up to $500 instantly*^
No late or penalty fees—ever
Pay Over Time in 4 installments
Minimize mounting debt and build your credit history
Easily & securely link your bank account for Direct Deposit
Bad or no credit OK—apply with no impact to your FICO® score
When you’re approved, get cash in minutes^ straight to your bank
A credit builder** loan you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $400 million lent to customers in need
One-third of credit invisible customers establish a 570 credit score after just one Possible Loan
Build payment history, an important part of credit history, with every on-time payment
Easy, convenient payment options:
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
Payments process automatically through Direct Deposit with your bank account
Ready to get started?
Download the Possible app and apply today for an advance of up to $500*!
“This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don’t charge a hefty fee either! Love them!”
Jenna, Google Play Store
“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.”
“I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It’s like borrowing money from a good friend that increases your credit score. Seriously the best experience I’ve ever had. 110% recommend it!”
Nellyville107, App Store
“Very easy and increased my credit score. They don’t kill you with fees, the payments are flexible and it is very simple.”
David, Google Play Store
“I am glad I found Possible, Application was simple and fast…Thank you Possible!”
Nel N, BBB
Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
**Credit scores are based on many factors and individual results may vary.
Possible Financial Inc.© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121
+1 (206) 202-5115)
Fix for crashes